Financial Solutions

Financial Planning is one of the most speedily growing industries as it deals with the management of the most important means of living, which is Money !


  •  It is a daunting task trying to find the right business finance from the right source to fit the needs of your business. The hard part is finding sources for trade finance that will match your needs. We arrange Creative Financial Solutions designed to help businesses improve Productivity and Cash Flow. Thus access to capital for your business is fast and easy as we support you from the start to the final steps.
  •  As the world of Finance has changed considerably and this has had a massive impact on the way businesses have had to change the way they operate. The Banks and Financial Institutions requirements have grown considerably for each proposal submitted. USMadvisors bring together a wealth of experience in dealing with the Banks, Financial Institutions and Investors, and have successfully negotiated numerous financing transactions over the years.
  •  We are not the Funding Source but we work with a selected group of Investors, Funds, Traditional Banks, Islamic Banks, Investment Banks, Wealthy Individuals, each of whom has a particular expertise based on project size, customer type or finance structure. This allows us to arrange competitive financing for any credit-worthy company and project.
  •  Our Financial Advisors guides an individual to take his/her major financial decisions. We helps the individual understand the consequences of each of his/her financial decisions.

Our duties include setting Financial Goals with the client, gathering the client's Financial Information, Analyzing it and Designing a Financial Plan for the client. It is our duty to Implement the Planned Financial Strategies and monitor the client's Financial Decisions.

We studies the different aspects of the Financial picture of his/her client and provides a suitable Financial Solution.

  •  Our job can be described by means of a 6-step process given by the ISO.
              The first step is of setting Financial Goals with the client.
              The second step includes the gathering of relevant Financial Information from the client.
              The third step is of Analyzing the gathered information,
              Followed by the creation of a Financial Plan.
              The last two steps include tasks such as Implementing the Plan's Strategies and Monitoring the Implementation of the Plan.
  •  Generally a company in need for Project and Business Finance primarily approach their own bank or investor, who have their own strong interests, terms and conditions. The financing offered by Financing Institutions usually lacks Impartiality and Balanced approach. A good Mediator and Facilitator is always required to get the best funding proposal.
  •  Within SME sector, the businesses have been operating on Archaic Systems that are time consuming and inefficient. USM has the experience, expertise and industry knowledge to assist businesses in Streamlining Operations, improving MIS, improving Efficiencies and providing robust Financial Controls Framework.

USM advisors are all professionally qualified and have extensive experience in working with small to medium sized businesses and sole traders as well as entrepreneurs, contractors and rapid growth companies

  •  Our clients who need further funding for their Well-Developed Business Proposition, we have access to Funds from a number of our Key Business Partners seeking great businesses in which to invest.
  •  We also provide independent support for Business and Project Finance through Investment Plans of our Direct Investors.
  •  USM,through its Extended Network, offers services to provide best solutions to meet Financial requirements of its customers.

Following are the types of Finance Facilities that can be arranged:

  •  Term Loans.
  •  Mortgages.
  •  Project Financing.
  •  Contracting & Construction Finance.
  •  Heavy Equipment Finance.
  •  Commercial Real Estate Mortgages.
  •  Personal Real Estate Mortgages.
  •  Short Term Working Capital Loans.
  •  Business Partnerships.
  •  Investments.
  •  Buying / Selling Of Existing Businesses.
  •  Letters of Credit.
  •  Standby Letters of Credit.
  •  Back to Back Letters of Credit.
  •  Loans Against Imports.
  •  LC Discounting.
  •  SBLC Discounting.
  •  Overdraft Facilities.
  •  Loans against POS transactions.
  •  Loans against Commercial Property Rental Income.
  •  Receivables Discounting.
  •  Import Factoring.
  •  Export Factoring.
  •  Local Factoring.
  •  ISO Certifications.

All Investment Opportunities and Funding are handled on a Strictly Confidential basis


  • USM Investment Consultants was established in United Arab Emirates after identifying a gap in the investors and their profits. Our business is built through the solid foundation of qualified advisers who provide approved and verified solutions.
    USM Investment Consultants is an Advisery Panel to many of the financial service providers.
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